Accident

Paycheck Protector Plus

If you depend on your paycheck, an accident (whether on or off the job) can seriously jeopardize your family’s financial security. This Accident-Only, Paycheck Protection Plus will help you in unforeseen times of need.

Special Features:

• No medical exams required
• Provides coverage for total disability; income benefit up to 5 years
• Accident disability on/off  the job up to 5 years
• Hospital cash first day of benefit
• Lump sum cash benefit for medical treatment
• Family coverage available
• Portable
• Guaranteed renewable until age 65

Benefits include:

• Medical treatment cash benefit (Up to $400)
• Hospitalization Cash Benefit (From $50/day for up to 90 days)
• Total disability Income Cash Benefit (from $300/month for 1^st 12 months; $150/month for next 48 months)
• Accidental death, common carrier and dismemberment benefits included

CHUBB Accident Coverage

45 million emergency room visits per year are due to accidental injuries.

Prepare for this with this benefit:

• Guaranteed issue, renewable and fully portable
• Available for Union members over 18, employed; spouses and children up to age 26
• Cash Benefits paid directly to insured

Benefits paid for:

Initial Care

• Ambulance
• Emergency Room
• Initial Doctor’s visit
• Urgent Care

Hospital & Rehabilitation

• Hospital Admission
• ICU Admission
• Rehabilitation Admission
• Recovery

Follow-up Care & Treatment

• Surgery
• Appliances
• Blood/plasma/platelets
• Chiropractic Care
• Concussion
• Follow-up Treatments
• Lodging
• Major diagnostics
• Organ Loss
• Outpatient Surgery
• Physical Therapy
• Prosthetics
• Transportation

Additional details:

• Payments for specific injuries ranging from $20 to $250
• Additional $100 Benefit paid for FIRST claim
• Sports injuries receive additional 25% of benefits
• Emergency dental benefits available